At Canterbuys we understand you can't always get what you want, which is why we offer finance. We offer finance options on all leather sofa orders from £250 to £15,000, helping you spread the cost of your furniture needs and getting the product straight away.
Once you have read over our finance options and would like to make a purchase using V12 Finance, simply continue to shop online, select the Finance option in the checkout and complete the quick and easy application form.
Applying for finance only takes a few minutes and your financial approval will be turned around in seconds.
Consumer credit service provided by V12 Retail Finance. V12 Retail Finance is licensed by The Office of Fair Trading (Consumer Credit Licence: 0594229). For more information please refer to our frequently asked questions or visit www.v12retailfinance.com.
Custom finance options are also available please contact us for more information.
|Finance Option||Min. Loan||Term||Service Fee||Min. Deposit||Deferment||Representative APR|
|12 Months Interest Free||£250||12 Months||£0||0%||N/A||0%|
|24 Months Interest Free||£1500||24 Months||£0||0%||N/A||0%||48 Months Classic Credit||£250||48 Months||£0||0%||N/A||15.9%|
To apply for finance you must meet the following criteria:
When checking out, just complete the easy online application form that you'll receive from V12 Retail Finance and you can be approved instantly for up to £15,000 to allow you to purchase the products that you've been dreaming of, and pay for it in easy manageable instalments.
No deposit is required. However, you can pay an optional deposit to reduce you monthly instalments.
All monthly payments are paid by direct debit from your personal bank account. Typically the first payment will be due one month after the delivery of your goods, subsequent monthly payments will be due every month for the length of your agreement.
Anything on our website. Please remember that the minimum order value for finance is £250.
Choose the Interest free credit option at the checkout. V12 will send you a link to their secure server where you can process your application and get an instant decision and complete your finance agreement by eSigning. This process eliminates the need for any paperwork; saving you time and means we can send your goods quicker.
You can settle your loan agreement at any time. Simply contact V12 Retail Finance and they will calculate and send you your settlement figure. Your settlement figure and date are calculated in line with the Consumer Credit Act.
Sixty Stores Ltd work via V12 Finance Ltd. Your financial agreement will be with V12 Finance Ltd.
In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Although we are unable to provide you with a reason if your application is declined, it is usually based on one or more of the following reasons:
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them, for instance, this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.